Insurance Requirements

Suppliers and Contractors of the University of Chicago must have, at a minimum, the following insurance before the Supplier or Contractor comes on campus to do work. The University requires a certificate of insurance showing the required insurance and limits. Some Services may require higher limits than listed below or other kinds of insurance, depending on the Services provided. All questions regarding these requirements should be directed to Procurement and Payment Services.

Suppliers and contractors must maintain minimum limits of liability of at least:

A. Minimum Limits of Insurance

  1. Commercial General Liability: $1,000,000 each occurrence
  2. Automobile liability: $1,000,000 combined single limit per accident for bodily injury and property damage
  3. Worker's Compensation and employer's liability: Coverage as required by state law; $500,000 Bodily injury/disease
  4. When providing "Professional Services" to the University, Supplier or Contractor shall be required to maintain professional liability insurance covering any errors and omissions (mistakes) with limits of at least $1,000,000.

B. The University of Chicago as Additional Insured

The University Requires that the Supplier or Contract name the University and its related entities as "Additional Insureds". The statement needed for this coverage is as follows: "The University of Chicago Hospitals, The University of Chicago, and their subsidiaries, officers, directors, trustees, volunteers, and employees are named as an additional insureds under the Commercial General Liability policy and the automobile liability policy on a primary, non-contributory basis."